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ON THE RISK encourages you to join the Association of Home Office Underwriters (AHOU) or the Canadian Institute of Underwriters (CIU). You will receive OTR as a benefit of membership in either of these organizations. Otherwise, you may subscribe directly to OTR using these payment options.

You may choose to receive the traditional print version by postal mail or the electronic version (PDF) only via notification by e-mail.


IMPORTANT: Under current copyright laws protecting OTR's digital rights, a subscription is a personal subscription for one person only and cannot be shared with others at your company. It is illegal to share the username and password or to post the downloaded e-version PDF on a company's intranet or to e-mail a copy to others as a means of avoiding the purchase of additional subscriptions.

All payments must be in United States Dollars, and be sent by check, bank check, postal money order, international money order or through the use of a credit card. 

If paying by check, please use this subscription order form. E-mail addresses are required for ALL subscriptions—print or electronic—in order to receive renewal / expiration notices.


OTR subscriptions can be paid via credit card ONLINE ONLY.  OTR is authorized to accept: MasterCard, Visa, and American Express cards. For card security, OTR does NOT accept credit payment via postal mail, e-mail or fax.


Current rates as of January, 2017

  • One-year subscription rate electronic version only (Global rate): $35 per year in U.S. funds payable at a U.S. bank.
  • One-year subscription rate print version - postal mail in North America (United States, Canada, Mexico): $40 per year in U.S. funds payable at a U.S. bank.

Questions? OTR Publishing Services

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