ON THE RISK is the Journal of The Academy of Life Underwriting. Published quarterly, it addresses the issues that are relevant to all people involved in underwriting life and living benefits insurance. Our full mission is explained here.
To subscribe to OTR, please consider joining either the AHOU or the CIU or both. OTR is one of many benefits of membership.
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OTR permits non-member subscriptions as a courtesy. Click here to directly subscribe to our publication. Also, AHOU and CIU members and direct paid subscribers can browse the current issue table of contents as well as recent issues or search the Online Index. You can order copies of past articles as well.
IMPORTANT: Under current copyright laws protecting OTR's digital rights, a subscription is a personal subscription for one person only and cannot be shared with others at your company. It is illegal to share the username and password or to post the downloaded e-version PDF on a company's intranet or to e-mail a copy to others as a means of avoiding the purchase of additional subscriptions.
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ATTENTION PAID AHOU AND CIU MEMBERS: YOU MAY NOW LOG IN USING YOUR AHOU OR CIU USERNAME AND PASSWORD FOR ACCESS TO OTR ONLINE AND TO DOWNLOAD ARCHIVED ARTICLES. [OTR RECOMMENDS THAT AHOU FREE ACCESS MEMBERS UPGRADE TO A PAID MEMBERSHIP FOR OTR PREMIUM CONTENT.]